Richard Howard-Smith recently presented a discussion on “Using your Retirement Benefits in Charitable Giving” to the Rucker Society of the Sentara Martha Jefferson Hospital. The focus of the talk was the planned use of retirement assets to benefit a donor’s desired charitable causes in a tax-effective manner, both during life and at death. With thoughtful planning, a motivated donor can benefit charity and their families at the same time. Richard is a current member of the Board of Directors of the Martha Jefferson Hospital Foundation.